Planning for flood

Most of our city is low-lying. It is situated on a network of rivers, swamps and ancient floodplains, including Australia’s largest urban floodplain, Guragunbah.

The city is vulnerable to both riverine and overland flooding. Our risk-based land use planning aims to minimise flood risk and reduce the impact of floods on people and property.

Flood impacts can vary depending on the:

  • frequency and severity of a flood event
  • exposure of people and property
  • vulnerability of different land uses.

We are in the process of updating our City Plan to introduce a risk-based approach to planning for building and development in areas potentially affected by flooding. By proactively enhancing flood resilience, we can help protect people and property from flooding in the future.

Is your property in a flood risk area?

Check whether your property is in a flood risk area by using our flood maps.

These maps identify areas that are subject to flooding. Maps include a flood insurance map to help you discuss a suitable flood insurance policy for your property.

You can also buy a flood level search report for a property. The report includes the flood levels. It will not show the flood extent for a property. Find out how to request a Flood level search report.


Flood types

Did you know that the Gold Coast experiences different types of flooding? The following video explains:

  • flood types
  • the challenges they present
  • risks they pose to the local community.

Key terms

Planning for flooding can be complex. Understanding these key terms can help you assess your flood risk and make informed decisions about property development and safety measures.

Glossary of flood planning terms

Floodplain aerial view

A floodplain is a low-lying area, often near or surrounding rivers and creeks, that is subject to flooding during periods of heavy rainfall or high-water flow. Floodplains are managed well when development is regulated to protect flood resilience and by using flood maps to inform residents and developers about property risks.

Floodplain illustration

Defined Flood Event (DFE)

A Defined Flood Event (DFE) is a flood of a certain size that has a set chance of happening each year. On the Gold Coast, we have a 0.5% chance of a DFE each year. We manage flood risk by using this DFE to guide safe planning and building in areas that can flood.

Defined Flood Level (DFL)

The Defined Flood Level (DFL) illustrates how high floodwaters are expected to rise during a Defined Flood Event (DFE). If your property is in a flood area, knowing the DFL is important. If you are planning new buildings or renovations the DFL can help you to make sure floors are raised enough and so your property is more resilient to flooding.

Flood Planning Level (FPL)

The Flood Planning Level (FPL) is a safety margin above the Defined Flood Level (DFL). It adds extra height — usually 30 to 50 centimetres — to protect against things like bad weather, blockages, or mistakes in forecasts. We use the FPL to make sure buildings are raised high enough to stay safe during floods.

Floodway

A floodway defines where significant volumes of water will flow during a flood. They are often aligned with natural watercourses and include areas that can experience a significant inundation or redistribution of water, even if water flows are only partially blocked. A floodway can potentially impact neighbouring properties.

Flood storage

Parts of the floodplain that temporarily hold floodwaters are defined as flood storage. Development that substantially reduces this storage – such as filling or levees – can impact surrounding areas by increasing peak flood levels or flow rates.

Flood fringe

A flood fringe is the area that is affected by flooding after the floodway and flood storage areas reach capacity. Development in the flood fringe usually doesn’t significantly impact flood levels or the pattern of flood flows.

Buying or building in a flood risk area

Past flood events have caused moderate to extensive damage to private property. Find out what you need to consider when buying or building in a flood risk area.

Building a flood resilient home

Our Flood Resilient Design Guideline provides information on how to renovate or build homes using flood resilient design to lessen ongoing costs and concern associated with flooding.

To view the guideline and other resources, visit City design principles and guidelines.

For industry

If you are an engineer, builder or architect or would like more detailed information please access our flood resources here.